Through their admission, insurance companies aim at settling injury claims in a quick and economical manner. This is because they are not interested in litigation since it costs too much. Whenever you get into an accident, the insurance company that represents the party at fault will get in touch with you and try to settle the claim immediately.
The language used in the industry is complex and the insurance companies will use hardball tactics to get you off their back and not give you the compensation you rightfully deserve. You need to get all the ammunition you need to ensure you get what you rightfully deserve. To guide you through the process of deciding whether or not to hire personal injury lawyer you should consider the following.
Insurance Companies Think in Terms of Dollars
The first thing you need to remember is that insurance companies think in terms of dollars. They don’t have your best interests at heart. Whenever you get into an accident, they will move fast to give you an offer and if you want the best, you should not expect this. Personal injury lawyers understand the workings of the insurance companies and they believe that this amount is negotiable.
By consulting with them therefore, you increase your chances of getting the type of compensation you rightfully deserve. What is more, you need to hire these lawyers because you don’t understand the litigation process and as such, you cannot make a wise decision on whether or not to take the insurance companies offer.
When you should not hire a Lawyer
Once you get into an accident, you might feel the urge to seek legal help. However, you should not make rushed decisions. For instance, if the case involves something that is as simple as a fender bender and you were not injured, there is no need in hiring a personal injury lawyer. In this case, you should settle the case and get compensation for damage to property, ensure they pay for your medical bills if any were incurred and let the case rest. This is because under such circumstances, seeking help would be a waste of your precious time.
There are cases however, when hiring a personal injury lawyer is the most logical step. If there are disputes as to who is at fault, it is recommended you have an initial visit with the personal injury lawyer. There are instances when injuries might not be visible right away and in order to ensure you get rightful compensation, it is advisable to visit your doctor for follow up check ups. Insurance companies have counsels who are well educated and trained to follow through claim cases and unless you can defend yourself, it is easy to get sidelined. For all these reasons, get in touch with a personal injury lawyer immediately in order to eliminate chances of this happening.
Before hiring the personal injury lawyer, there are a couple of questions you need to ask yourself. These include the following.
1. The type of settlement you would be happy with.
2. Whether you are better off with the personal injury lawyer or not.
Getting the answer to the first question is easier but this is not the case with the second one. This is because these cases can at times be unpredictable. While this is the case, having legal counsel is better because they understand all the basics of claim cases and work towards ensuring you get compensated. You don’t have to shoulder the after effects of an accident alone when you can get compensated by the wrongful party. Therefore, get in touch with a personal injury lawyer today and get all the necessary legal help needed.